From $25/mo
VOW Protection™
Up to 24 months of financial protection after a qualifying relationship breakdown.
Learn more →The Vow Beyond The Vow™Protecting the life
Protecting the life
you built—when life changes.
NEST Mutual is the world's first Family Transition Protection™ insurer—providing financial security, housing, and a pathway to independence after relationship breakdown.
- 24 mo
- Coverage period
- $1M+
- Max benefit
- $25/mo
- From
Watch
Meet NEST Mutual.
A short introduction to the Family Transition Protection™ promise.
The market gap
Insurance covers everything—except the moment life actually changes.
Traditional policies protect against death, disability, illness and property damage. None protect against the single most financially devastating event most adults will experience: the breakdown of the household that supports them.
- Divorce & legal separation
- De facto breakdown
- Domestic financial abuse
- Loss of access to joint assets
- Career sacrificed for caregiving
- Family-business dependence
Our products
View all →Coverage designed for transition.
Included
First 90 Days™
Emergency transition support: housing, food, utilities, childcare, legal guidance.
Learn more →Family plans
Children's Continuity Guarantee™
Housing, school fees, medical care and counseling for dependent children.
Learn more →$9.99/mo
Financial Freedom Pathway™
Education platform on budgeting, credit, investing and home ownership.
Learn more →Year 2
Independence Benefit™
Year-two support for employment, business creation and home ownership readiness.
Learn more →Optional
Wedding Protection Contribution™
Optional contribution at wedding (1–5% of budget) allocated to your premium.
Learn more →
The Vow Beyond The Vow™You insured the ring.
You insured the ring.
You insured the wedding.
You insured the home.
Why wouldn't you insure the person who helped build the life? NEST Mutual makes economic security a wedding-day decision—not a crisis-day regret.
How it works
From protection to independence in five clear steps.
- 01
Apply
Quick AI-guided application with personal risk profile.
- 02
Enroll
Choose Essential, Family, Premium or Executive coverage.
- 03
Protect
Coverage activates after the policy waiting period.
- 04
Claim
If qualifying event occurs, support begins within 72 hours.
- 05
Rebuild
24-month benefits plus education and independence support.
Children's Continuity Guarantee™
Their world shouldn't change overnight.
Housing, school fees, uniforms, supplies, medical care, counseling, childcare and sports—covered so children keep the stability they need while the family transitions.
See children's benefits
Start today
The relationship may end. Your security shouldn't.
Get a confidential quote in under three minutes. No medical exam. No paperwork.